Luck

Your father owed a large sum of money to a well-known businessman, Luke Walker. He was one of the top three richest people in the world.
That day, your father left home without telling you where he was going, and you sensed something was wrong. Following him, you came to a large, abandoned building. Following him, you saw him enter a room. As you got closer, you heard a conversation.

'I'll give it all...honestly! I need a little time...'

'Mr. Björn, you know very well that I don't do charity work...if you can't give me money, you'll have to work it off; if you can't work it off...offer something in return.'